Our Lending Solutions

At Prosperon Private Wealth, we guide you through the essentials of private wealth management, beginning with the organisation of your finances to align your goals and explore effective financial solutions. Our approach emphasises mortgage structuring to optimise tax benefits, whether for property or shares. By partnering with our in-house lending specialists, we ensure tailored solutions and seamless loan applications, complemented by expert tax-efficient strategies to enhance your financial outcomes.

7 Steps to Success: Structuring Lending Solutions with Prosperon Private Wealth

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Step #1

Organising Your Finances

We start by working with our lending specialist by organising your finances to determine affordability and align your goals with practical outcomes in lending solutions.

Step #2

Effective Mortgage Structuring

Effective finance structuring is crucial for both property and shares, impacting taxation and overall financial benefits. Understanding and selecting the right mortgage options tailored for property and shares can provide significant advantages

Step #3

Understanding Loan Options

Interest Only Loans: Ideal for investors, with initial interest-only payments offering flexibility and potential savings.
Principal and Interest Loans: Common for property purchases, involving regular repayments that reduce both principal and interest over time.
Considerations with Interest Rates:
- Variable Interest Rates: Flexible rates responsive to market changes.
- Fixed Interest Rates: Stable rates over a set period, protecting against rate hikes.

Step #4

Partnering with Lending Specialists

Prosperon Private Wealth collaborates closely with in-house lending specialists, ensuring tailored advice and seamless financial solutions for your lending needs.

Step #5

Preparing Your Loan Application

Gather necessary documents and understand lender requirements for a seamless application process and timely approval.

Step #6

Leveraging Mortgage Brokers

Compare options between direct bank dealings and mortgage brokers for access to multiple lenders and potential savings.

Step #7

Tax Strategies & Investment Planning

Maximise benefits through strategic tax planning, including negative gearing and deductions, for enhanced returns from property and shares.
Gain insights into property investment strategies, management, and capital gains considerations.

Customised Lending Solutions

At Prosperon Private Wealth, we partner with in-house lending specialists to create tailored financial solutions. Our Lending Team actively scans the market, offering access to over 500 loans from more than 100 lenders to ensure you receive the most competitive options available.
With strong relationships across major financial institutions, our specialists provide personalised support through a structured advice process, empowering you to make informed decisions for both your lending and private wealth needs.

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This information is general advice. We have not considered your objectives, personal or financial circumstances. You should consider the appropriateness of the advice for your circumstances before making any decision. (If applicable) You should obtain and consider the relevant Product Disclosure Statement and seek the assistance of an authorised financial adviser before making any decision regarding any products or strategies mentioned in this communication.

Prosperon Private Wealth DL Pty Ltd ABN 89 671 405 931 Corporate Authorised Representative No. 1306419 of Alliance Wealth Pty Ltd AFSL No. 449221 ABN 93 161 647 007. Prosperon Private Wealth Pty Ltd ABN 11 671 408 469 trading as Prosperon Private Wealth Corporate Authorised Representative No. 1306419 of Alliance Wealth Pty Ltd AFSL No.449221 ABN 93 161 647 007. Alliance Wealth is a wholly owned subsidiary of Centrepoint Alliance Limited ABN

Office: Level 5, 10 Bridge Street Sydney NSW 2000
Head Office: Level 8, 309 George Street Sydney NSW 2000
info@prosperon.com.au
GPO Box 273, Sydney NSW 2001